As a Minnesota parent, you may be like many others who keep tabs on the latest toy trends, so you know what your children might like, especially if an occasion arises where it's customary to give them gifts. The problem is that, just because a particular item is at the top of the popular gadget or gift item charts, this doesn't mean it's safe to use. Sadly, tragedies strike many households every year when children suffer serious injuries (even death) because of defective toy products.
You may think you know what those words mean, but these definitions often go beyond what you learned from a dictionary or in school. Don't risk receiving a denial to a claim because you didn't know what a word in your policy meant.