Don't lose faith when fighting bad faith insurance claims

Federal Judge Denies Insurer’s Motion, Says Breach Of Contract Proceeds - Lexis Legal News

Claims for breach of contract and bad faith arising out of an insurer’s denial of coverage for an underlying wrongful eviction suit will proceed, a California federal judge said July 26 after determining that the insurer failed to prove that the underlying suit is excluded by any of the applicable policy exclusions (Black Mountain Center L.P., et al., v. Fidelity and Deposit Company of Maryland, No. 17-1776, S.D. Calif., 2018 U.S. Dist. LEXIS 125496

Can A Smart Device Help Me With My Insurance Claim?

As technology changes, so does the insurance industry. Getting help after an unfortunate situation is now available at the touch of a button on a smart phone. Some people are leery of the personal data that smart phones and apps tend to collect about users, but this could actually be a benefit if an insurance company acts in bad faith.

Since the birth of the iPhone in 2007, smart phones have become an essential part of our daily lives, but our phones aren't the only things becoming smarter. Smart home devices like Google Home and the Amazon Echo can manage the use of lights, ovens, heating and cooling systems and even water heaters.

Like a smart phone, each of these smart home integrated devices generates thousands of data points on how a person uses it and how the appliance operates. How could this information help in a home insurance claim?